Banks in India are not only strong but are also growing fast. According to studies, Banking sector is one of the fastest growing sectors in the country. This growth has brought many opportunities.

Indian Banking Scenario

Regulation of Banking system in India started with Banking Regulation Act, 1949. Banks in India used to be in private hands. In 1969, 14 big private banks were nationalised bringing them under the ownership of government. After 11 years, in 1980, six more banks were nationalised. Of these 20 banks, one New Bank of India got merged in Punjab National Bank. Now in all there are 27 public sector banks in the country consisting of 19 nationalised banks and 8 banks from State Bank group (State Bank of India and its associates).

Manpower requirementshttp://<script async src=”″ crossorigin=”anonymous”></script>

Public sector banks in India employ more than 8 lakh people at present. Of these a large number of people will be retiring in next 5-6 years. To fill this gap and to take up the growing business the Banks are on a recruiting spree as can be seen in media and from vacancy announcements. Only this year about 80,000 vacancies have been created in public sector banks due to retirements, resignations and expansion of business.

Clerical Positions

A clerk is mostly a front staff in a bank. Depending on the requirement clerks are placed at different counters of the banks e.g. savings, deposit, current deposit, term deposit, retail loans, cash credit, agricultural loans, credit cards, government business, cash receipt or payment etc. Maximum customer interface in banks occurs at these counters managed by clerical staff.

Career Prospects

Public sector banks are few organisations which offer promotion from one cadre to another. Thus those who join as clerks may be promoted as officers, as per banks norms. For bright candidates, in some banks, this promotion from a clerk to officer is possible in a period as short as one year.

Recruitment in Officers cadre

Vacancies in officer’s cadre in public sector banks are filled from within the organization after promotion of clerks and also by direct recruitment. To meet the shortage of manpower in officer’s cadre, nowadays the public sector banks are required to recruit large number of officers. Most of the vacancies for which recruitments are made are in Junior Management Graduate Scale I, which is the entry level position for joining a public sector bank as an officer. This entry level position is known as that of probationary officer or management trainee. Bank probationary officers can come from any discipline or field of study, although there is a misconception that only people from commerce or finance background are eligible. A finance or commerce background may help the candidate adjust to the banking environments faster than others but banks recruit talents from diverse backgrounds of science, literature etc. The minimum age to apply for entry level officer’s position is 21 years. As regards qualification, the candidate should at least be a graduate from a UGC recognized university. Before you cross the age limit, join our academy for IBPS Coaching in Ahmedabad/Anand and find the Officer in you at a very young and dynamic age.

Career progression of Officers

Junior Management Grade – Scale I: Officer
Middle Management Grade – Scale II: Manager
Middle Management Grade – Scale III: Senior Manager
Senior Management Grade – Scale IV: Chief Manager
Senior Management Grade Scale V: Assistant General Manager
Top Management Grade Scale VI: Deputy General Manager
Top Management Grade Scale VII: General Manager

What is IBPS?

IBPS stands for Institute of Banking Personal Selection.
It is an examining body that organises a written examination for selection of eligible candidates in the Nationalised banks in India for the post of Clerks/Probationary Officers/Specialist Officers.
There are 20 Nationalised Banks in India and further State bank of India has other branches too.
For the required man-power in the banks, each bank used to have its own selection procedure including Written Test followed by Interview and then Final selection based on the candidates’ performance.
Those who aspired to join any of the banks had to appear for all the exams as conducted by different banks. Every time the candidate had to fill up the form and pay the required fees for the test, which was a cumbersome process.
Introduction of one exam for 19 Nationalised Banks has brought a relief for the aspirants. IBPS conducts the written examination for the selection of the required man-power and helps the candidates to save their precious time and money that they used to spend for a career in Banking Sector.

IBPS Exams- IBPS conducts separate exams for Clerk, PO, Specialist Officer and RRB

Analysis on the written part of the Bank Examinations :-

IBPS PO Preliminary Exam Pattern
Si No.Test NameQns.MarksDuration
1Reasoning Ability Paper353501 hour
2Quantitative Aptitude Paper3535
3English Language Paper3030


IBPS PO Mains Exam Pattern
Si No.Test NameQns.MarksDuration
1Reasoning505040 Min
2General Awareness Paper404020 min
3Quantitative Aptitude505040 min
4English Language404030 min
5Computer Knowledge202010 min
Total200200140 min

Bank jobs promise a rewarding career and a good image among the society as well. We at CHAHAL ACADEMY will discuss each and every segment of the bank examination in order to help students with their study plans.


IBPS Clerk Preliminary Exam Syllabus Pattern
Si No.Test NameQns.MarksDuration
1Reasoning Ability Paper303001 hour
2Numerical Ability Paper3535
3English Language Paper3030


IBPS Clerk Mains Exam Syllabus Pattern
Si No.(Objective) Test NameMarksDuration
1Reasoning Test4030 min
2English Language Test4030 min
3Quantitative Aptitude Test4030 min
4General Awareness Test4025 min
5Computer Knowledge Test4020 min
Total200135 min


IBPS SO Exam Syllabus Pattern details:-

Paper Pattern For Law Officer & Rajbhasha Adhikari

S.NoName of the TestsMaximum MarksTotal Time
1Specialist Officer Reasoning Test5030 min
2SO English Language Test2525 min
3SO General Awareness Test5030 min
4SO Professional Knowledge Test7535 min
Total200120 min


Paper Pattern For IT Officer, Agricultural Field Officer, HR / Personnel Officer & Marketing Officer
S.NoName of the TestsMaximum MarksTotal Time
1SO Reasoning Paper5030 Min
2SO English Language Paper2525 min
3SO Quantitative Aptitude Paper5030 min
4SO Professional Knowledge Paper7535 min
Total200120 Min

General Awareness

This section generally checks how updated the student is at the time of the examination about the happenings world-wide. The questions test the General Knowledge and the Current Affairs knowledge of the student. Apart from these two, student may be asked on subjects like Economy and Banking questions also frequent in this section of the bank examination. Questions worth forty marks are asked in the examination from this segment. Know the latest general awareness from our comprehensive study material focussing on BANK PO/ CLERK in AHMEDABAD at CHAHAL ACADEMY.

Quantitative Aptitude

This section tests the Quantitative Skills of the student. This is a numerical segment and tests the mathematical prowess of a student. Subjects such as percentage, HCF and LMF of numbers, ratio and proportion, time distance and speed, linear equations, Volume and Surface area, Geometry, Data interpretation etc are asked in this segment. Questions worth forty marks are asked in the examination from this segment. Learn the best and effective short-cuts for faster calculations at CHAHAL ACADEMY.


This section tests the Reasoning Abilities and mental aptitude of the student. This section is thoroughly divided into verbal and non-verbal reasoning. In verbal reasoning, questions on topics such as Forcefulness of Argument, Courses of Action, Input-Output, Analogy, Assertion and Reason, Clock are asked. In the non verbal reasoning, questions on topics such as Classification, Incomplete Patterns, Grouping, Cubes and Dices are asked. Questions worth forty marks are asked in the examination from this segment.

Computer Aptitude/ Marketing Aptitude

Computer Knowledge section engulfs questions on the basic operating system, questions on the Microsoft word package – Microsoft word, excel, power points and internet. Marketing Aptitude asks the basic questions on the marketing model. Questions worth forty marks are asked in the examination from this segment.

English Comprehension

This section tests the language abilities and understanding of English grammar of the student. This section consists of questions on Passage Comprehension, Synonyms, Error Detection, Idioms & Phrases, Spellings Test, Cloze Passages, Active/Passive Voice, Para-Jumbled, Words Usage ETC. Questions worth forty marks are asked in the examination from this segment

The above tests except the Test of English Language and Descriptive Paper on English Composition are printed bilingually, that is, English and Hindi.

The examination also thrives on negative marking meaning with ever wrong answer, 0.25 marks are deducted.

With SA IAS ACADEMY you can define your own self through practice and effective guidance.


For more Information Contact SA IAS ACADEMY